Muhammad Shakil's Recent LinkedIn Posts

Islamic Finance concepts made easy! Islamic Finance is more than banking; it's a tool for financial inclusion At its core, Islamic Finance is built on a few simple yet powerful principles: ✅ No Interest (Riba) ✅ Risk & Reward Sharing ✅ Asset-Backed Financing ✅ Ethical & Responsible Investments ✅ Fairness and…

Legal vs Compliance; Often confused, but not the same Think of it this way: Legal asks: “Is this allowed by law?” Compliance asks: “Are we following the rules, policies, and ethical standards consistently?” Simple example: A bank launches a new product: ✅ Legal team: Reviews contracts, regulations, and confirm…

Risk Owner vs Control Owner: Two different roles, one shared objective One of the most common governance gaps I see in organizations is the confusion between a Risk Owner and a Control Owner. Many people use these terms interchangeably but they are not the same. Think of it this way: 1. The Risk Owner decides how…

Islamic Finance concepts made easy! Islamic Finance is more than banking; it's a tool for financial inclusion At its core, Islamic Finance is built on a few simple yet powerful principles: ✅ No Interest (Riba) ✅ Risk & Reward Sharing ✅ Asset-Backed Financing ✅ Ethical & Responsible Investments ✅ Fairness and…

Risk Owner vs Control Owner: Two different roles, one shared objective One of the most common governance gaps I see in organizations is the confusion between a Risk Owner and a Control Owner. Many people use these terms interchangeably but they are not the same. Think of it this way: 1. The Risk Owner decides how…

It was a pleasure to participate as a speaker at the Financial Crimes Compliance Middle East Conference in Riyadh, organized by Nielsonsmith Ltd. I had the opportunity to speak on “Building Governance & Oversight in Sanctions Compliance” a topic that continues to gain importance as sanctions risks become more com…