Kunal Shah's Recent LinkedIn Posts

Wishing everyone a prosperous 2026 driven by optism and devoid of envy and negativity.

Those surrounded by yes men lose their ability to be funny as their usual audience laughs at everything.

World is changing at a rapid rate. And those who love adapting rapidly will thrive. Most people hate change.

Best talent is usually great at getting stuff done without escalating or causing much drama.

Anything long-term demands time and attention. Yet we live in a world that kills both. No wonder wealth, health, relationships, and businesses feel harder to build than ever.

A big thank you on behalf of everyone at CRED as we turn 7. 🙏

Biggest trigger for employees to become founders is insecurity and incompetence of fellow employees.

It is hard to improve what we are too proud of. When we view our creations or our culture as perfect, we stop building and start defending. We treat questions as insults. Maybe the only thing worth being proud of is the humility to keep getting better.

Extraordinary execution over years with extraordinary attention to detail on every aspect. Kudos team Groww It’s time to Groww.

It’s harder for older people to remain creative as they lose the ability to look at things from a brand new perspective. Most innovation comes from young people or young companies run by young people.

People love escalating small issues to leaders who are easily distracted. Focussed leaders grow more mature teams by asking them to fend for themselves versus be their rescuer all the time.

Use your face card.

A society that’s rooted in emotions and not in data will always demonize those who bring data.

Trust compounds in both directions. From day one, we’ve obsessed over performance, transparency, reliability and governance. It’s our promise to India’s most creditworthy. CRED has now received final RBI authorization to operate as a payment aggregator, after the in-principle nod earlier. At our scale, this is a real milestone. It stacks on top of 100+ external audits we run every year.We’re also one of the few Indian fintechs with the global ISO 27001 and ISO 27701 security certifications. These licenses are the highest vote of confidence in our systems and they set an even higher bar for us to live up to. Grateful for your trust in CRED. 🚀

The world is full of people suffering from the effects of their own unlived life. They become bitter, critical, or rigid, not because the world is cruel to them, but because they have betrayed their own inner possibilities. The artist who never makes art becomes cynical about those who do. The lover who never risks loving mocks romance. The thinker who never commits to a philosophy sneers at belief itself. And yet, all of them suffer, because deep down they know: the life they mock is the life they were meant to live. – Carl Jung

Growth mindset often has tiers: 1) those who seek feedback to improve 2) those who receive feedback with grace 3) those who receive feedback but keep defending 4) those who never seek feedback 5) those who repel feedback

CRED started with a simple idea: the trustworthy deserve to progress. Eight years on, it has become a club of 1.5 crore creditworthy Indians who are deliberate about how they earn, build, grow, and live. Progress compounds when sharp people help other sharp people think better. So we’re building something new and are curating residents for that initiative : exceptional people, willing to share their time and judgement with CRED members. Our founding residents are A-players in money, careers, relationships, wellness, and more. Excited about this next stage of the club.

Highly reliable people are rarely interesting. Very interesting people are rarely reliable.

Consumer founders who get some success are natural people pleasers. But to scale the company they run they need to dial up their need to please consumers and dial down their need to please everyone else.

Degrees are often a proof of someone being good at diagnosing a problem versus solving them.

With Claude, CRED's engineering teams now deliver features and fixes 2x faster while empowering developers to independently ship projects that previously stayed on hold. CRED enables 15 million users across India to manage credit cards, track credit scores, and earn rewards for timely payments. Read how: https://lnkd.in/eejivBq5

Congrats team Pine Labs. 17 years to achieve this overnight success. Well done. Was an honor to be on your board. Amrish Rau Shailendra J Singh

For our power users.

Two kinds of people use AI: 1) Obsesses over its mistakes and finds reasons not to use it. 2) Exploits its strengths and works around its flaws to become dangerously productive. Use AI like an army of high-IQ interns. Not like an expert you’re trying to catch being wrong.

Markets with the most price-sensitive consumers often command the richest valuation multiples. When bottom-line growth is a struggle to find, investors pay a massive scarcity premium for the few companies that crack the code.